1
Cap food delivery at a weekly budget
Food delivery and dining averages 13,320 a month across 150 orders — 7% of your income.
+₹3,996 /mo
₹47,951 / year
Medium effortFood Delivery & Dining
Action plan
Turn insight into a plan
Prioritised by potential impact. Keep what feels realistic, dismiss what does not, and model the result.
2
Add a 48-hour rule before shopping checkouts
Shopping runs at 9,141 a month and is your most impulse-driven category.
+₹3,199 /mo
₹38,394 / year
Low effortShopping
3
Trim purchases under ₹500
236 small purchases added up to 70,917 over 6 months.
+₹2,955 /mo
₹35,459 / year
Medium effortUncategorised
4
Review 8 small recurring subscriptions
They renew quietly every month and together cost 33,914 a year.
+₹2,090 /mo
₹25,082 / year
Low effortSubscriptions & Apps
5
Swap two cab rides a week for a pass
Ride-hailing and fuel average 7,095 a month.
+₹1,419 /mo
₹17,027 / year
Medium effortTransport & Fuel
Scenarios are estimates based on observed cash flow, not financial advice. They assume the selected reductions can be sustained for twelve months.